12 reason to carry cash!
1) Splitting bills - if you go to a restaurant for lunch and they will not do separate checks. You have cash you can pay your part.
2) Tipping - most servers prefer cash tips. This is they're income and it is easier for them to handle.
3) In case your can't use a card - Not everyone takes debit cards. There is a store near where I work nestled in between the high rises. The other day I ran in for a box of tissues. Good thing I had cash.
4) In case of emergency - You never know what is going to happen, best to have some cash with you.
5) Suspended card - The bank makes an error and your card cannot be used. But you've already had breakfast. Good thing to have cash.
6) Tolls - Friday, a couple of weeks ago there was an accident on I75 with all lanes closed, so I had to take 400 (a toll road) to get back to my temporary quarters. I had cash to pay for the toll.
7) Mug money - now this I would have laughed at before my temporary assignment in Atlanta. This was not something that I would normally worry about in San Antonio, but working in midtown this past few months have been quite the experience. The theory is to carry $20 and as few cards as possible in order to pacify a mugger. Since the mugger will usually take the money and leave you alone.
8) Cash discounts - Can't take advantage of these with a debit or credit card.
9) Showers & raffles - Anyone who works in an office knows that these come up. It's always best to have cash in order to donate.
10) Parking - If you don't pay by the month, you end up paying by the day and it's usually cash only.
11) Minimum or small purchases - Some business only allow debit or credit cards to be used with a minimum amount of $5 or $10. Do you really want to use your debit card for a $1.29 soda?
12) Yard or Garage sales - always require cash.
In addition, after any disaster may require cash simply due to the fact that the business will not have access to the phone lines required for the transmission of the data for the debit or credit cards.
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