- Don't go to the store unless you have a specific reason and then only buy what is on your list.
- Don't visit Internet sites that sell items.
- Remove yourself from company email/sale list.
- Don't browse the ads in the paper.
- Don't meet up at the mall with friends.
- Don't stop at the outlet malls on a trip.
- Get rid of the catalog and sales papers in your possession.
- Use cash! Leave your credit cards at home. Ladies, you know where we hide it!
Showing posts with label Holidays. Show all posts
Showing posts with label Holidays. Show all posts
Thursday, November 24, 2011
Reduce Temptation to Spend More!
Here are some tips for reducing spending at any time!
Reduce Temptation to Spend Too Much for Christmas!
First, look at your budget.
Make a list of people you will be buying for -
This includes:
Shop for the best deals and stick to your budget!
- How much do you have to spend?
Make a list of people you will be buying for -
This includes:
- Family members
- Friends
- Significant Others (not necessarily yours - relatives, children's, etc)
- Charity (Angel Tree, Toys for Tots, Salvation Army, etc)
- Office (Secret Santa, etc)
Shop for the best deals and stick to your budget!
Happy Thanksgiving!
I would like to share the original Thanksgiving Address from George Washington (3 Oct 1789).
By the President of the United States of America, a Proclamation.
Whereas it is the duty of all Nations to acknowledge the providence of Almighty God, to obey his will, to be grateful for his benefits, and humbly to implore his protection and favor-- and whereas both Houses of Congress have by their joint Committee requested me to recommend to the People of the United States a day of public thanksgiving and prayer to be observed by acknowledging with grateful hearts the many signal favors of Almighty God especially by affording them an opportunity peaceably to establish a form of government for their safety and happiness.
Now therefore I do recommend and assign Thursday the 26th day of November next to be devoted by the People of these States to the service of that great and glorious Being, who is the beneficent Author of all the good that was, that is, or that will be-- That we may then all unite in rendering unto him our sincere and humble thanks--for his kind care and protection of the People of this Country previous to their becoming a Nation--for the signal and manifold mercies, and the favorable interpositions of his Providence which we experienced in the course and conclusion of the late war--for the great degree of tranquility, union, and plenty, which we have since enjoyed--for the peaceable and rational manner, in which we have been enabled to establish constitutions of government for our safety and happiness, and particularly the national One now lately instituted--for the civil and religious liberty with which we are blessed; and the means we have of acquiring and diffusing useful knowledge; and in general for all the great and various favors which he hath been pleased to confer upon us.
and also that we may then unite in most humbly offering our prayers and supplications to the great Lord and Ruler of Nations and beseech him to pardon our national and other transgressions-- to enable us all, whether in public or private stations, to perform our several and relative duties properly and punctually--to render our national government a blessing to all the people, by constantly being a Government of wise, just, and constitutional laws, discreetly and faithfully executed and obeyed--to protect and guide all Sovereigns and Nations (especially such as have shewn kindness unto us) and to bless them with good government, peace, and concord--To promote the knowledge and practice of true religion and virtue, and the encrease of science among them and us--and generally to grant unto all Mankind such a degree of temporal prosperity as he alone knows to be best.
Given under my hand at the City of New York the third day of October in the year of our Lord 1789.
Go: Washington
By the President of the United States of America, a Proclamation.
Whereas it is the duty of all Nations to acknowledge the providence of Almighty God, to obey his will, to be grateful for his benefits, and humbly to implore his protection and favor-- and whereas both Houses of Congress have by their joint Committee requested me to recommend to the People of the United States a day of public thanksgiving and prayer to be observed by acknowledging with grateful hearts the many signal favors of Almighty God especially by affording them an opportunity peaceably to establish a form of government for their safety and happiness.
Now therefore I do recommend and assign Thursday the 26th day of November next to be devoted by the People of these States to the service of that great and glorious Being, who is the beneficent Author of all the good that was, that is, or that will be-- That we may then all unite in rendering unto him our sincere and humble thanks--for his kind care and protection of the People of this Country previous to their becoming a Nation--for the signal and manifold mercies, and the favorable interpositions of his Providence which we experienced in the course and conclusion of the late war--for the great degree of tranquility, union, and plenty, which we have since enjoyed--for the peaceable and rational manner, in which we have been enabled to establish constitutions of government for our safety and happiness, and particularly the national One now lately instituted--for the civil and religious liberty with which we are blessed; and the means we have of acquiring and diffusing useful knowledge; and in general for all the great and various favors which he hath been pleased to confer upon us.
and also that we may then unite in most humbly offering our prayers and supplications to the great Lord and Ruler of Nations and beseech him to pardon our national and other transgressions-- to enable us all, whether in public or private stations, to perform our several and relative duties properly and punctually--to render our national government a blessing to all the people, by constantly being a Government of wise, just, and constitutional laws, discreetly and faithfully executed and obeyed--to protect and guide all Sovereigns and Nations (especially such as have shewn kindness unto us) and to bless them with good government, peace, and concord--To promote the knowledge and practice of true religion and virtue, and the encrease of science among them and us--and generally to grant unto all Mankind such a degree of temporal prosperity as he alone knows to be best.
Given under my hand at the City of New York the third day of October in the year of our Lord 1789.
Go: Washington
Monday, November 14, 2011
Remembering Our Soldiers This Holiday Season
From the Red Cross:
Holiday Mail for Heroes Program Overview
The holiday season is just around the corner and it’s time again to start thinking about being part of the 2011 American Red Cross Holiday Mail for Heroes. For a fifth year, American Red Cross and Pitney Bowes are partnering to ensure all Americans have an opportunity to send a touch of home this holiday season to members of our U.S. military, veterans and their families, many of whom will be far away from home this holiday season.
Starting this fall and throughout the holiday season, the Red Cross is working with Pitney Bowes, a mail stream technology company, to collect and distribute holiday cards to American service members, veterans and their families in the United States and around the world.
The process is very simple and takes no time at all - All you need is a pen and piece of paper to share your appreciation for the sacrifices members of the U.S. Armed Forces make to protect our freedoms The Holiday Mail for Heroes mail box is open and ready to receive for your cards. Please send all mail to:
Holiday Mail For Heroes
P.O. Box 5456
Capitol Heights, MD 20791-5456
Sending a “touch of home” to American men and women who serve our country is the perfect way to express your appreciation and support during the holiday season.
Please do this soon, since it still needs time to arrive overseas or to a military hospital.
Do not send directly to the hospital - see why here.
Starting this fall and throughout the holiday season, the Red Cross is working with Pitney Bowes, a mail stream technology company, to collect and distribute holiday cards to American service members, veterans and their families in the United States and around the world.
The process is very simple and takes no time at all - All you need is a pen and piece of paper to share your appreciation for the sacrifices members of the U.S. Armed Forces make to protect our freedoms The Holiday Mail for Heroes mail box is open and ready to receive for your cards. Please send all mail to:
Holiday Mail For Heroes
P.O. Box 5456
Capitol Heights, MD 20791-5456
Sending a “touch of home” to American men and women who serve our country is the perfect way to express your appreciation and support during the holiday season.
Please do this soon, since it still needs time to arrive overseas or to a military hospital.
Do not send directly to the hospital - see why here.
Wednesday, October 26, 2011
Christmas Decorations - Spend Some Time with Your Kids!
One of the things that I always found fun was making decorations with my children when they were young. Especially if it was bad weather outside. I found a site with a ton of ideas.
All Free Crafts
Remember this?
The Angel Book Tree
Project Instructions:
Choose a paperback book with a strong spine and remove the covers.
Slice the spine with a sharp knife to separate the first 30 pages. This will make the first half of the tree.
Begin folding the pages, as shown in the Photo 1, at right. First, fold the top right corner toward the spine to form a right angled triangle.
Fold the triangle toward the spine again, as shown in Photo 2.
The bottom edge of the page will overhang the bottom of the book.
Fold the overhanging triangle at the bottom of the book back up to form a straight line along the the bottom of page, as shown in Photo 3.
Repeat with all thirty pages and set aside.
Use the knife to slice another 30 pages from the book. Turn this section so the spine is on the right, rather than left. Repeat the steps above to create a mirror image.
Glue the two halves of the Christmas tree together and add a wooden star at the top.
Spray paint the tree all over. You may need two or three coats for complete coverage.
All Free Crafts
Remember this?
The Angel Book Tree
Project Instructions:
Choose a paperback book with a strong spine and remove the covers.
Slice the spine with a sharp knife to separate the first 30 pages. This will make the first half of the tree.
Begin folding the pages, as shown in the Photo 1, at right. First, fold the top right corner toward the spine to form a right angled triangle.
Fold the triangle toward the spine again, as shown in Photo 2.
The bottom edge of the page will overhang the bottom of the book.
Fold the overhanging triangle at the bottom of the book back up to form a straight line along the the bottom of page, as shown in Photo 3.
Repeat with all thirty pages and set aside.
Use the knife to slice another 30 pages from the book. Turn this section so the spine is on the right, rather than left. Repeat the steps above to create a mirror image.
Glue the two halves of the Christmas tree together and add a wooden star at the top.
Spray paint the tree all over. You may need two or three coats for complete coverage.
Sunday, October 23, 2011
Brownie Trifle
Brownie Trifle
1 box brownie prepared as directed, divided in half
2 small boxes instant chocolate pudding
Heath or Skor pieces
2 small containers of cool whip, thawed.
Bake the brownies according to directions. Half. Crumble in trifle or glass bowl.
Make the first batch of chocolate pudding, pour over brownies.
Pour 1/2 the bag of English Toffee pieces over the pudding.
Scoop the first container of cool-whip over it.
Repeat process.
Lay-A-Way
They say what's old is new again. This pre-credit depression era phenomenon is back.
It's a great way to buy for Christmas and pay with cash!
The way it works is you will put a percentage down, pay a usury fee of usually between $5-$10 and have 3-6 months to pay it off. Most Holiday lay-a-way plans require that you have it out by the middle of December.
Here are a few retailers offering it:
Walmart - offered in stores only.
Sears - offered in stores only. Offered on major appliances all year long.
K-Mart - not sure how their's work since there is not any stores near me.
Burlington Coat Factory - Check with the store to find out how their program works.
TJ Maxx - Another store not located near me.
Marshalls - offered in stores only.
Toys R Us - apparently offered in some stores for major purchases only.
If you prefer to shop online: www.elayaway.com offers selections from 100's of stores.
Source: frugalliving.about.com
It's a great way to buy for Christmas and pay with cash!
The way it works is you will put a percentage down, pay a usury fee of usually between $5-$10 and have 3-6 months to pay it off. Most Holiday lay-a-way plans require that you have it out by the middle of December.
Here are a few retailers offering it:
Walmart - offered in stores only.
Sears - offered in stores only. Offered on major appliances all year long.
K-Mart - not sure how their's work since there is not any stores near me.
Burlington Coat Factory - Check with the store to find out how their program works.
TJ Maxx - Another store not located near me.
Marshalls - offered in stores only.
Toys R Us - apparently offered in some stores for major purchases only.
If you prefer to shop online: www.elayaway.com offers selections from 100's of stores.
Source: frugalliving.about.com
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